Condo Insurance is not exactly like a homeowner insurance policy. A condo policy only coves the specific parts of the condo that you own and must keep insured. If there is a master insurance policy in place provided by the HOA, you are only responsible for insuring the structure from the “studs in”. In addition, you will need to ensure you have enough coverage for your personal belongings, Liability, and Loss of Use…among other things.
When you have condo insurance, you are protected against a wide range of disasters that can happen. This includes many human-made disasters as well as wider-ranging occurrences. The protection you get from your condo insurance could allow you to keep up your standard of living even if something terrible happened. It's vital that you have this insurance, as no one knows what the future might bring.
Condo insurance isn't exactly like homeowners' insurance or renters' insurance. It covers only the specific parts of the condo that you own and must keep insured. For some condos, this means that everything from the interior walls inward is your responsibility to insure. It is everything inside the exterior walls inward for other condos, including things like electrical lines and plumbing. Be sure that you know exactly what part of the condo is your responsibility before getting your condo insurance. An insurance agent can help you to figure it out and get it all insured.
The team members at Amy Tounget Insurance Agency are ready to help you with your condo insurance needs.
"Amy is amazing to work with. She is super friendly and honest. She will get quotes from several different companies and bring you the best options. I have watched her work day and night for her clients and I am super excited to be a client of hers now. She is knowledgeable in her field and has taken the time to go over my policy with me and answer all my questions. I am confident in my decision to change insurance carriers. I will definitely recommend her to anyone looking for insurance, auto or homeowners."
"Amy is amazing!! She is always available to quote my clients and she always available to make changes to my personal policies as well. She is truly a great broker and always gets you the cheapest rate possible on your renewal without sacrificing your coverage. She will compare your policies to others as well to ensure you are truly protected and does it knowing she may not earn your business. Amy is great!!!! Thank you for all your help over the past few years with my personal policies as well as with my client policies."
"Amy is FANTASTIC! She was extremely professional and always available to answer questions! She was able to save us A LOT of money on our insurance and in a time like this it is absolutely appreciated! Thank you for your hard work Amy! You're the best!"
"My son got the best price through AMY for his new house, she was quick and helpful and best price available. So I ask to check on my House and sure enough her price was half what I was paying , so no-brainer I switched right away"
"I absolutely love Amy! After horrible experience with All State (home owner's), Amy has restored my trust for insurance companies (even those that don't advertise)! She will strive her best to set you with the best possible policy out there."
"I actually found Amy through a group on social media. I asked the group who they used for their car insurance. Several people mentioned Amy. I am a single mom, I work 2 jobs and my son is always playing baseball. I always have to be somewhere. I don't have much time to stop and find what I need. She reached out to me. I told her to shoot it to me straight and that is exactly what she has done. She asked me a few questions and started shopping for me right away. She got me the best deal on full coverage. She was very thorough in explaining everything to me. No games. She even offered her help if I decided to go with someone else. I'm writing this in case there are more women like me who just need someone they can trust. With all sincerity, I would highly recommend Amy."