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Amy Tounget Insurance Agency, LLC

641 Highlander Avenue
Suite 108
Midlothian, TX 76065

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Texas Flood Insurance Coverage

Flood Insurance in Texas

Do You Need Flood Insurance in Texas?

Your homeowner insurance policy does not cover damage caused by a flood. Texas requires a separate policy specifically for floods. If your home is in a flood zone, your lender typically requires you to obtain flood insurance in order to close the loan transaction. Even if you are not in a designated flood zone, a separate policy will give you added protection and peace of mind. Due to the building boom in our area, the added asphalt and concrete are replacing pastures and prairies which absorbed water caused by excessive rain.

What Is Covered Under Flood Insurance?

A flood policy can cover the structure as well as your personal property depending on the policy you decide to move forward with. Keep in mind there is a 30-day waiting period before the flood coverage kicks in (except in the case of a newly purchased home), so be prepared!

Contact Amy Tounget Insurance Agency LLC to get a quote on flood insurance.

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Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Have access to your auto ID cards anytime!

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