Motor Home & RV Insurance in Texas

Motor Home Insurance

Owning a motorhome is a worthwhile investment. You get the best of two worlds — the convenience of a home and the fun of cruising around Texas. While your motorhome gives you an opportunity to limitless fun, you need to return the affection by insuring this prized investment.

Below are motorhome insurance options we advise our clients to consider:

• Liability coverage: The bodily liability coverage pays for the medical expenses of other persons injured in an accident in which you are at fault. Property damage liability covers for loss caused to other people’s property.
• Collision insurance: When your motorhome is on the road, it faces the collision threat that can lead to substantial damage, including the risk of your motorhome being totaled. Collision coverage covers for damages or replacement of your motorhome in case of an accident.
• Comprehensive insurance: Covers non-collision perils like theft, vandalism, falling objects, collision with animals, and other risks.
• Uninsured/underinsured motorist coverage: Just like your vehicle, you should consider the risk of colliding with a motorist with inadequate or no insurance. Your motorhome is a large, heavy vehicle that can suffer significant damages that the other motorist’s insurance can’t cover.
• Roadside assistance: If your motorhome breaks down on the road, runs out of gas, gets a puncture, or the battery runs out of juice, roadside assistance add-on on your RV insurance can come to your rescue.

RV Insurance

The American dream's ultimate pinnacle is getting to retire, replace the house with an RV, and spend the golden years on the open road. Many decide not even to wait. In any case, recreational vehicles, like all others, must be insured.

RVs are categorized as Classes A, B, and C, depending on size and whether they are motorized. Unlike traditional vehicles, it is understood that RVs may spend a lot of time not on the road. Because of this, insurance can be more customizable than a vehicle that is assumed to be regularly operated. RV insurance also has many additional options to accommodate special circumstances, such as actually living out of the RV.

The more your RV costs, the more you customize it, and the more time you spend traveling, it may be tempting to want to get ALL of the policies. However, it is possible to have more than necessary. If you would like to know how much coverage is right for you, please contact the professionals of Amy Tounget Insurance Agency today!