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Midlothian, TX 76065

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Amy Tounget Insurance Agency, LLC Blog

Facts About Auto Insurance

If you are looking for auto insurance, you probably already know that most states require liability coverage. There are probably things that you don’t know about this vital coverage. Amy Tounget Insurance Agency LLC, serving the greater Midlothian, TX community, is here to assist. 

Here are some surprising facts regarding auto insurance:

Age affects the cost of your auto insurance

Teenagers are at a higher risk of getting into an accident due to their age and inexperience. Teenagers can pay over 2 to 3 times as much as someone over 25, especially if they have a policy that is not part of their parents’. As you get older, the price decreases until you get to 65. After 65, insurance increases again because of vision problems and other conditions that can occur as you age.

The price of auto insurance varies by state

Some states charge higher rates than others when it comes to insurance. Below are listed the most expensive states and cheapest states.

Top 5 most expensive states

  • Florida
  • Louisiana
  • Delaware
  • Michigan
  • California

Top 5 least expensive states

  • Ohio
  • Maine
  • Idaho
  • Vermont
  • Oregon

There are ways you can save money

There are some ways you can save money with your insurance company. One way you can save is by paying your premium all at once. Most insurance companies give discounts if you pay in full because it is less work for them. Making monthly payments creates more work for them, and they add a percentage each month.

Another way to save is through different types of discounts. If your driving record shows that you are a safe driver, you might be able to get a deduction. You have less risk of getting into an accident, which means less risk for the insurance company.

Give Us A Call

Many things could help you save, including your age, your gender, and being a safe driver. Visit or contact us at Amy Tounget Insurance Agency LLC in Midlothian, TX.

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