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Midlothian, TX 76065

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Termites and Home Damage: Will Insurance Help?

Our team at Amy Tounget Insurance Agency LLC can provide Midlothian, TX residents with the home insurance policies they need to keep their homes safe. If you’ve been attacked by termites, you probably want to know if our policies will help. Here’s what you need to know.

Why Your Policy Doesn’t Cover Termite Damage 

Unfortunately, your home insurance policy won’t cover most types of termite-triggered damage. There’s a reason for that: this type of problem can be easily prevented by regular home maintenance, such as sealing up entry routes for termites and applying various chemical treatments. 

As a result, your insurance company won’t cover the kind of severe and widespread damage that termites can cause to a home. That’s very frustrating, but there are a few exceptions to this rule. Read on to learn more about a few times when your policy will help you. 

What It Might Help You Pay

What happens if termites cause other types of serious damage? For example, if your termites chew through wires or somehow damage pipes and cause fires or floods, are you covered? Yes! That’s because fires and floods are covered by your insurance policy as long as you didn’t cause them. 

By that, we mean incidents like termites that trigger fires are pretty much freak accidents and couldn’t have been prevented with standard maintenance. As a result, it’s important to stay in touch with your provider to learn more about what they can do to help you in this weird scenario.

Have Questions? Consult With Us

At Amy Tounget Insurance Agency LLC, we can help Midlothian, TX area residents understand their insurance coverage and help you pay for various types of damage. Call us today to learn more about your options, and we’ll do whatever we can to ensure you get the proper coverage.

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