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Midlothian, TX 76065

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Amy Tounget Insurance Agency, LLC Blog

Does My Home Insurance Policy Cover Wind Storms?

Living in Midlothian, TX means being prepared for the occasional wind storm. The best way to protect yourself and your home from damage caused by windstorms is to ensure you have the right insurance coverage. Knowing what your home insurance policy covers—and what it doesn’t—is essential to keeping your family safe and secure during a storm.

Windstorm Coverage Basics 

Most standard homeowner’s insurance policies will provide coverage for windstorm-related damage, including damages caused by hail, wind, and rain. However, this coverage may be limited or excluded depending on your policy type. That’s why it’s essential to read and understand your policy to know what it covers.                               

What About Damage Caused By Tornadoes and Hurricanes? 

Tornadoes and hurricanes can cause severe damage, so it’s essential to understand what kind of protection you have when these powerful storms strike. Most standard homeowners’ policies do not include coverage for tornadoes or hurricanes.

To receive this protection, you may need to purchase a special endorsement or add-on from your insurance company that specifically covers these storms. Keep in mind that these endorsements can be expensive, so be sure to shop around before deciding on a policy that meets your needs.                  

Contact Amy Tounget Insurance Agency LLC for Home Coverage

Windstorms can cause extensive damage if not adequately protected against the right insurance coverage. Fortunately, at Amy Tounget Insurance Agency LLC, we offer comprehensive home insurance policies tailored for residents in Midlothian, TX that include all the coverages for protecting your home from potential wind storm damages. Contact us today to learn more about our windstorm coverages and how we can help keep you safe during even the strongest storms!

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