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Midlothian, TX 76065

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Four things not to do when it comes to auto insurance

Motorists in Midlothian, TX can purchase auto insurance from us at  Amy Tounget Insurance Agency LLC. When you purchase auto insurance, there are a few mistakes that you should be sure to avoid.

The following are four things not to do when it comes to auto insurance:

Being unaware of the deductible on your auto insurance policy

The deductible on your policy is an essential detail that you must be aware of. You need to know what your deductible amount is so that you always have at least this amount available in an emergency fund for when you have to file a claim. 

Letting your auto insurance policy lapse

Be sure to make all payments on time. If any of your premium payments are made late, you put yourself at risk of having your policy lapse. When this happens, you won’t be covered for any expenses you face as a motorist. 

Failing to read the fine print of your auto insurance policy

Auto insurance coverage could be subject to exclusions and limitations. You need to know of any exclusions on your policy so that you’re fully aware of what you’re covered for and what you’re not covered for. 

Buying the least liability insurance amount available

A lot of motorists make the mistake of only buying the minimum amount of liability insurance that’s required. If you only buy minimized coverage, you could end up facing a lot of financial problems in the future.

Paying for additional liability coverage can minimize the amount you have to pay out of pocket if you’re eventually held liable for an accident. 

Schedule A Consultation Today

Get an auto insurance quote from us at Amy Tounget Insurance Agency LLC. We’re here to meet the insurance needs of consumers in Midlothian, TX. 

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