Today, many states require auto insurance to drive a vehicle on the road. Many drivers opt for driving without coverage because it’s cheaper short term, but there can be devastating consequences for uninsured drivers in Midlothian, TX.
Fines
Uninsured drivers can face hefty fines, up to $1,000, even if it’s their first offense. First-time offenders often receive lower fines, but it depends on the judge. The fines tend to increase if you’re caught driving without insurance multiple times. The penalties get more severe for repeat offenders.
Financial Liability
You may have to pay for any damages caused in an accident that’s your fault. You may not have the money in your bank account, but that just means you’re responsible for paying it later. You’ll wind up in court with a liability lawsuit, resulting in more expenses, such as attorney fees. Usually, it’s cheaper to work with a company like Amy Tounget Insurance Agency LLC to obtain an auto policy that meets the legal requirements.
Losing Your License
Some people get their license suspended, so they can’t legally drive. But because most people need to get to work, they may drive without a license or insurance. Once caught, their license is suspended longer, starting a vicious cycle of driving without a license and paying fines.
Impounded Vehicle
You may lose more than your license; the police can also impound your vehicle. This is commonly seen with repeat offenders. Then, you’re responsible for paying impound fees, reinstatement fees, and more.
Most people avoid insurance because they think it’s expensive. Here at Amy Tounget Insurance Agency LLC, we’ll work with you to obtain an auto insurance policy. Contact us. We’re currently serving the Midlothian, TX, area.
