No matter your teen’s experience behind the wheel or skills at remaining safe, insurance is an essential part of the process. Auto insurance must protect your teen from financial loss in the event of an accident. Not only does your teen need coverage, but they also have to understand how and when to use it.
At Amy Tounget Insurance Agency LLC, we work with families in Midlothian, TX, and the surrounding areas to find the proper auto insurance policies that meet their drivers’ needs.
When to Add Your Driver to Your Current Insurance Policy
As your teen starts learning to drive, it is time to add them to your insurance policy. A good rule of thumb is to add them at the same time they secure their learner’s permit. That protects them and you from accidents.
Types of Coverage Your Teen Driver Needs
Teens need the same types of coverage that other drivers do, including liability insurance to operate safely on the state’s roads. You should also choose coverage that protects the value of your vehicle, such as comprehensive and collision insurance. Uninsured and underinsured motorist coverage is also a valuable investment for most drivers.
Should Your Teen Have Their Own Policy?
Typically, adding your teen driver to your insurance policy is all it takes. If your teen does not live in your home or owns their own car that you do not own, then they may need a separate insurance policy. It is a good idea to consider adding your teen to your household auto insurance policies if you expect them to be driving your vehicles on a routine basis.
Choose the Coverage You Need from Our Team
At Amy Tounget Insurance Agency LLC, we will help you get the auto insurance you need in Midlothian, TX, to protect all of your drivers. Contact us for guidance.
