Driving a car in Texas requires auto insurance. Many drivers often have questions about car insurance, particularly about the options they need to include in their policy. If you’re in the Midlothian, TX area, our team at Amy Tounget Insurance Agency LLC is ready to assist you in selecting your auto insurance policy. We’ve been serving drivers in your area since 2019.
Understanding Uninsured/Underinsured Motorist Coverage
In the event of an auto accident where the other driver is at fault, their insurance typically covers the repair costs for your vehicle. However, there may be instances where the other driver is uninsured or their insurance coverage doesn’t fully cover your repair costs. According to the Texas Department of Insurance, if your car insurance includes collision coverage, it should cover damages caused by the collision when the other driver lacks insurance or is underinsured.
By including uninsured/underinsured coverage in your insurance policy, it will typically cover the costs of car repairs or property damage. The Texas Department of Insurance states that this coverage will also cover your medical expenses and those of your passengers. Additionally, this coverage may compensate you for the amount that your car has depreciated due to the accident.
Contact Amy Tounget Insurance Agency Today
Every driver wants to ensure they have the necessary auto insurance. Our team at Amy Tounget Insurance Agency LLC can present you with a range of insurance options. Drivers in Midlothian, TX have come to trust our team for their auto insurance needs. Contact us today to discuss your insurance options.
